Financing & Payment Options

Renovating your home is a big investment, and we want to make it as easy as possible to get started, whether that means spreading the cost over time, or simply understanding how deposits and licensing protect you before work begins.

Flexible Financing Through Finance-It

We've partnered with Finance-It to give homeowners a fast, straightforward way to finance their renovation. You can apply directly through Finance-It's secure online application at any time — there's no obligation and applying doesn't require any involvement from us at all. Finance-It handles credit checks and approval decisions entirely on their own, so you'll know quickly what you qualify for and how much, before a single conversation about your project even starts.

Apply for Financing

Need a Larger Amount? We Also Work with Mortgage Brokers

For renovation budgets beyond what Finance-It offers, we work with a small number of trusted mortgage broker partners. We typically recommend starting with a Finance-It application first and it's the quickest way to see what you qualify for and gives both you and us a clear starting point. If you need financing beyond that, we're happy to introduce you to one of our mortgage broker partners as a next step.

Deposits, Licensing & Your Protection

Legally collecting a deposit before starting a renovation requires a contractor to hold a Prepaid Contractor License which is a safeguard that protects homeowners from being asked for money upfront by contractors who aren't properly licensed to do so. Do It All Contracting Ltd. holds this license, and we're also bonded, giving you an added layer of financial protection and peace of mind before any work begins on your home.

Frequently Asked Questions

Do I need to talk to Do It All Contracting before applying for financing?

No. You can apply directly through Finance-It on your own, whenever it's convenient for you — we're not involved in the application or credit check process at all.

Will applying affect my credit or my project with you?

Applying through Finance-It runs on their own credit check process and has no bearing on your relationship or contract with Do It All Contracting Ltd.

What if I don't qualify through Finance-It?

If Finance-It isn't the right fit for your project, we can connect you with one of our mortgage broker partners to explore other financing options, particularly for larger renovation budgets.

Why do you require a deposit, and is it legal?

Yes — collecting a deposit is standard practice for renovation contractors, and it's tied to holding a valid Prepaid Contractor License, which we hold. We're also bonded, giving you additional protection and confidence before work begins.